FSI Advocates for Main Street Americans’ Access to Objective, Affordable Financial Advice
I am surprised how many people still have life insurance policies that their parents started for them. How many of us have small retirement accounts from a prior employer? We don’t think about these assets very often and have likely never updated the beneficiary designations.
What’s driving higher levels of volatility? There are many factors, but the three T’s are among the most impactful; Tightening monetary policy, Trade tensions and Too much debt.
U.S. equities have enjoyed a remarkable run-up since the depths of the global financial crisis in 2008-09.
It seems everywhere you look these days, we see apocalyptic headlines about Baby Boomers being unable to afford to retire. Between the Great Recession hurting 401(k)s and fears over inflation and insurance, it’s hard to know where you are in the grand scheme. The truth is, that a third of Baby Boomers (which were born between 1946-1964) do not have anything saved for retirement. Boomers hold less wealth than previous generations and more debt.
You’ve worked so hard to build your net worth, but it could fall into a sinkhole if you don’t do estate planning. Estate planning isn’t just for the rich, it is a necessity for everyone, and estate plan will allow you to pass along what you own to whom you want to receive it, the way want them to receive it, and when you want them to receive it.
Retirement Wealth Strategies is an independent business from Cambridge. Investment Advisory services offered through Investment Advisor Representatives of Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Securities offered through Cambridge Investment Research, Inc. a broker-dealer, member FINRA/SIPC. This communication is strictly intended for individuals residing in the states of Arizona, Colorado, Florida, Georgia, Kentucky, Kansas, Michigan, Nevada, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, South Carolina, Tennessee, Texas, West Virginia, and Wisconsin. No offers may be made or accepted from any resident outside the specific state(s) referenced. Powered by AdvisorFlex
