Accumulation Phase vs Distribution Phase

Friday, 22 February 2019

Accumulation Phase vs Distribution Phase

If you are still working, you are in the accumulation phase of life—hopefully putting money into a retirement plan each month like a 401(k).

When you retire, you switch into the distribution phase of life—you start to withdraw money from your retirement nest egg to supplement your retirement.

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What Can an Indexed Annuity Do For You?

Thursday, 21 February 2019

A fixed index annuity is a contract between you and an insurance company that may help you reach your long-term financial goals. In exchange for your premium payment, the insurance company provides you with income, either starting immediately or at some time in the future. Most fixed index annuities have two phases. 

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How to Choose a Financial Advisor

Wednesday, 20 February 2019

Various financial industries strive to create standards of excellence through accreditation programs. When choosing a Financial Advisor, here are some designations you should look for.

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What Women Need to Know About Social Security

Monday, 18 February 2019

What Women Need to Know About Social Security

Women face some unique obstacles as they enter retirement, the main ones being that they live longer (five to ten years) than men and have to do it with less money. What that means is that women over the age of 65 are 80% more likely to be at the poverty line than men.[i]

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Creating Your Lifetime Income Game Plan

The happiest people in retirement are the ones who have an “income for life” game plan.

Thursday, 14 February 2019

Creating Your Lifetime Income Game Plan

The question isn’t at what age you want to retire, it’s at what income. No one can control the primary factor that will determine if your money will last in retirement—what will the market be doing when you retire?

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Retirement Wealth Strategies is an independent business from Cambridge. Investment Advisory services offered through Investment Advisor Representatives of Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Securities offered through Cambridge Investment Research, Inc. a broker-dealer, member FINRA/SIPC. This communication is strictly intended for individuals residing in the states of Arizona, Florida, Georgia, Kentucky, Kansas, Michigan, Nevada, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, South Carolina, Tennessee, Texas, West Virginia, and Wisconsin. No offers may be made or accepted from any resident outside the specific state(s) referenced. Powered by AdvisorFlex

 

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